Additional Savings: Allocating a client's excess cash
How can I allocate excess cash flow to goals?
First, check your client settings to see if you have selected spend or save.
If you have selected "Spend", any positive net cash flows left over in any given year will disappear from the plan, under the assumption that the client spent the money.
If you have selected "Save", those positive net cash flows will be saved to be used towards the client's goals. Unless otherwise specified, the excess funds saved will accrue in a cash balance account and earn the cash rate of return.
To have these funds earmarked towards a goal and the goal's proposed Asset Allocation rate of return instead of a general cash balance account, navigate to the Additional Savings What If and set the amount of savings you want to put toward the goal.
If your plan has multiple goals and you want to put all of the excess cash flow toward 1 goal use the "Allocate excess cashflow to this goal" check box.
Be sure to save your changes by clicking "Apply To Plan"